Month: September 2022

Redlining is a term used to describe racial discrimination of any kind in mortgage lending. The term originated from government maps that outlined areas where Black residents lived, consequently deeming…

Consumers in California and across the U.S. have protection against dishonest practices by merchants under section 5 of the Federal Trade Commission Act. This act, commonly known as Unfair and…

Overdraft protection is an optional service for the customer that will protect their bank account from overdraft fees. If the customers’ bank account does not have enough funds to make…