MLG Investigating Synchrony Bank for Potential Illegal and/or Unfair Interest Charges on CareCredit Credit Cards

MLG is now investigating bringing class action lawsuits and individual arbitration cases against credit card companies who surprise their customers with high interest charges after promoting that the credit card has 0% interest during a promotional period. We are specifically investigating the CareCredit Credit Card and the bank that issues it – Synchrony Bank. If you had opened a CareCredit Credit Card with a 0% interest rate and ended up being charged interest at the regular rate for the promotional period, we want to hear from you and we may be able to help you reclaim significant compensation for the loss of your money through a class action lawsuit or individual arbitration.

McCune Law Group has successfully recovered billions of dollars for its clients from banks that cheat their customers, including a $203 million dollar verdict against Wells Fargo. Our lawyers have a history of aggressive class action representation that spans over 30 years. Serving the Inland Empire and the entire U.S., our lawyers have represented consumers in financial services class action litigation involving overbilling, overdrafts, and more.

Please fill out the attached confidential form, and we will have one of our specialists contact you on your options and rights.

Work this to be in a Class Action or Arbitration

It is expected that if we move forward on your case, it will be filed as a class action. It is also expected that Synchrony Bank will respond that the credit card agreement does not allow for class action and requires individual arbitration. If that occurs and the Judge agrees with Synchrony Bank, we will decide how many customers are interested in moving forward, and if enough are, we will bring arbitration cases.

How Does a Class Action Work?

A class action is a court case filed by several customers who seek to represent all customers similarly affected by the practice, and they do the litigation work for all customers. They often are awarded by the court a service award for this work if the case is successful. This prevents each customer having to bring their own case. It is much more efficient than each customer bringing a court case or arbitration case.

What is the Arbitration Process Like?

Arbitration is a private form of dispute resolution in which a claim is brought outside of a courtroom. Rather than a judge, an arbitrator will hear both sides of the argument, decide who is the winner, and will determine the award amount. Each side is encouraged to retain an attorney for the best results. If you choose to retain MLG as your legal representation in your unfair CareCredit interest rate fees lawsuit claim, we will defend your rights in arbitration at no cost to you.

Frequently Asked Questions

What is CareCredit Credit Card offered by Synchrony Bank?

CareCredit Credit Card, provided by Synchrony Bank, is a financial tool designed to help individuals manage healthcare expenses, including medical, dental, and veterinary services. It functions like a traditional credit card but with specific benefits tailored to healthcare-related expenditures. The card often advertises promotional periods with 0% interest, making it an attractive option for those facing substantial medical costs.

Despite the initial allure of 0% interest, some CareCredit Credit Card customers have been shocked to discover significant interest charges appearing on their statements after the promotional period ends. This surprise stems from unclear terms and conditions, including potentially steep post-promotional interest rates, which may not have been adequately communicated during the card application process or in promotional materials.

Customers who find themselves facing unexpectedly high interest charges after the promotional period ends may explore legal options to address their concerns. This could involve filing complaints with regulatory agencies or seeking legal representation to pursue remedies such as class action lawsuits or individual arbitration cases against Synchrony Bank and CareCredit. Additionally, affected individuals may consider reaching out to the Bank Fraud Lawyers from MLG to better understand their rights and options for resolution.

Unfortunately, instances of credit card companies surprising customers with unexpectedly high interest charges after a 0% promotional period are not uncommon. While promotional offers can be appealing, it’s crucial for consumers to thoroughly understand the terms and conditions associated with these offers, including what happens once the promotional period expires.

If you’re interested in joining a lawsuit or seeking legal advice regarding the CareCredit Credit Card issues, you can reach out to us by filling out the form and a specialist will promptly get back to you.

How To Start Your Potential Case

If you are ready to join a class action lawsuit or individual arbitration, you can depend on the attorneys at MLG. Our team is a reliable ally that will represent you and pursue maximum compensation. If you ready to start, here is how:

  1. Fill Out the Form: Once you have submitted the contact form, a representative from McCune Law Group will reach out to you to schedule a free consultation. This initial meeting is an opportunity for you to discuss your case briefly and understand how the firm can assist you in your class action lawsuit.
  2. Hear from our team: Once you have submitted the contact form, a representative from McCune Law Group will contact you about what information we need from you and discuss the next steps.

Protecting Consumers Against Unfair and/or Illegal Interest Charges

MLG Attorneys are committed to safeguarding consumers against unfair and illegal interest charges, particularly in cases where credit card companies engage in deceptive practices. By pursuing class action lawsuits and individual arbitration cases, they seek to not only rectify individual grievances but also promote systemic changes to prevent similar injustices in the future. With a focus on protecting consumer rights, MLG Attorneys stand as staunch advocates for those facing unexpected and unjust financial burdens. We have gone up against Fortune 500 companies – and won. We have built a well-earned reputation as a significant member of the legal community and have obtained very large verdicts, including a $203 million verdict against Wells Fargo, and settlements and recovered over $1 billion for our clients. Our attorneys are known for getting results. Contact us today to get started. 

Find out if you qualify to join a lawsuit or individual arbitration by calling (909) 345-8110 or by completing our form today! 

Attorney Advertising

McCune Law Group, McCune Wright Arevalo Vercoski Kusel Weck Brandt APC is responsible for this advertisement. The information provided on this website is for general information purposes only. The information you obtain is not, nor is it intended to be, legal advice. Use of this website or submission of the online form does not create an attorney-client relationship.  

Counsel Richard McCune is licensed to practice only in the state of California.  The law firm of McCune Law Group has attorneys licensed to practice law in AZ, CA, GA, IL, MO, NJ, NY, and PA.  This information section is not intended to be a solicitation for services in states where it is forbidden for non-barred attorneys from advertising for services, and McCune Law Group does not have attorneys barred in that state. McCune Law Group is a national firm that brings lawsuits in a majority of the states. In states where one of its attorneys are not barred, it follows local state rules by filing the complaint through and with local counsel barred in that state.

The results discussed do not guarantee, warrant, or predict the results in future cases.